By LaTonya S. Johnson

If you are currently in foreclosure, strongly consider selling your property as a backup plan.  The object is to pay off all debt and expenses, walk away without a foreclosure or bankruptcy on your credit history and perhaps put a little cash in your pocket to start over.  Some lenders provide assistance with seller-paid closing costs as well; which is always a plus.

Many people underestimate the value of personal credit.  Credit isn’t just used for purchases anymore.  Do you know that many employers run credit checks prior to making a hiring decision?  Foreclosure and bankruptcy are two of the worst marks to have on your credit because they drastically reduce credit scores.  There is definite value in doing all that you can to prevent these items from being posted on your report.  One of the strategies to stop foreclosure is to sell your property as quickly as possible; keeping in mind that the foreclosure process can be complete in a little over one month in certain states.
Your lender may agree to accept the sale as total satisfaction of your mortgage obligation even if the proceeds of the sale are less than the amount that you actually owe.  This is called a short sale.  In order to qualify for this option, you must be at least two months behind on your mortgage.  The “as is” appraised value and the sale price should be least 70 percent to 80 percent of the unpaid principal balance of the home. You must also be able to close on the sale of your house within one to two months. (Note: These percentages are not a hard-and-fast standard for all lenders but they are a starting point.)

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Essentially when you opt to sell your home on the Market, you and your home become involved in a numbers game. And with this the Real Estate agent or Realtor.

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This is not a riddle, but has more to do with knowing some of the basics which would help you to sell your house fast . People’s confidence in the housing market fell rapidly, and to its lowest in the past 30 years. …

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Posted By varac on October 6, 2009. Why not extend the $8000 first-time home buyers’ tax credit when it expires in November? Everyone loves a tax break, especially one where you can get a quick check from the government. …

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7 Tips on How to Sell Your Home Fast | Real Estate Loans

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